Home Page Group Health Individual Health Business Insurance Home and Auto Insurance

WA Insurance Group & Winona Agency offer insurance packages that are tailored for different types of businesses.  Whether it is insurance for your building, business property, equipment, inventory, company vehicles or workers' compensation, we offer products and services to protect your business.


Property
Property insurance covers the risk of property loss in a variety of commercial situations, including commercial buildings, equipment, furniture, fixtures, inventories, business records, supplies and other physical items.

Property insurance may cover two types of property losses:
  • Direct losses may be covered when property is lost, stolen, damaged, or destroyed.
  • Indirect or consequential losses related to direct losses may also be covered.



Commercial General Liability


 

Casualty insurance consists primarialy of liability coverages, which protect an insured party against injury or damage claims made by other parties.

Policies provide coverage for liability arising out of:
  • Premises and Operation
  • Fire Damage Liability (damage by fire premises rented to insured)
  • Personal and Advertising Injury
  • Medical Payments
  • Products/Completed Operations

 

You may want to consider a Business Owners Package which combines your Liability, Property and other types of coverage into one comprehensive policy and can help you save time and money on your total insurance program.  And since we live in the age of lawsuits, you may also want to add extra liability protection in the form of a Commercial Umbrella Policy.  We can tell you more about these plans and if they make sense for you.


 

 

 Business Auto


Business Auto coverage insures vehicles that are owned, leased, hired or borrowed by businesses, whether they are associations, corporations, partnerships or sole proprietorships.  Business Auto coverage may be used to insure private pasenger autos and all types of trucks, trailers, semitrailers and commercial vehicles designed for use on public roads.  We can give you more details about specific coverages, deductibles and tailoring a Business Auto plan that 's right for you and your business.



Workers' Compensation
Workers' Compensation applies to bodily injury and diseases arising out of and in the course of employment.  Any bodily injury must be accidental, and the term includes death resulting from the accident.  Only occupational diseases, which are unique to the occupation, are covered. 

Workers' Compensation provides for the payment of four types of benefits:
  • Medical benefits
  • Income benefits
  • Death benefits
  • Rehabilitation benefits

 

A representative can provide you with complete details on Workers' Compensation insurance and recommend cost-effective ways to control expenses through safety engineering and claim services.

 

 

Property
Liability
Auto
Inland Marine
Umbrella
Workers Compensation
Directors and Officers liability
Environmental Liability
Professional Errors and Omissions
Cyber Liability
Employment Practices Liability
Fiduciary Liability




















 

HomeClaimsGet A QuoteContact Facebook Twitter LinkedIn Youtube Powered by Insurance Website Builder
174 Center Street | Winona, MN 55987
O: 507-452-3366 | TF: 800-657-4448
975 34th Avenue, Northwest Suite 302 | Rochester, MN 55901
O: 507-424-4400 | TF: 800-657-4448