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Individual Health


The Affordable Care Act (ACA) requires most individuals to obtain acceptable health insurance coverage for themselves and their family members or pay a penalty. This rule, which took effect in 2014, is often referred to as the “individual shared responsibility provision” or “individual mandate.” The individual shared responsibility provision calls for each individual to have minimum essential health coverage (known as minimum essential coverage) for each month, qualify for an exemption or make a payment when filing his or her federal income tax return.

Contact us today for more information concerning the Individual Shared Responsibility Provision and minimum essential coverage, or you can request a quote below in your area of interest: 

Individual Health Insurance Quote

Individual health insurance is coverage that an individual purchases for himself or herself. The Affordable Care Act (ACA) has made substantial changes to how individual health insurance policies are rated and the benefits that these policies offer. Individual health insurance policies are regulated by the state where the policy is purchased.


Family Health Insurance Quote

Family Health Insurance is coverage that takes into account the uniqute needs in each family.



Medicare Supplement Quote

Medicare Supplement Insurance can assist with paying health care costs that original Medicare
Insurance doesn't cover such as copayments, coinsurance, and deductibles.


Medicare Advantage Quote

A Medicare Advantage Plan is a Medicare health plan that contracts with Medicare to provide you with all your Part A and Part B benefits.


Medicare Part D Quote

Medicare Part D
is a federal-government program to subsidize the costs of prescription drugs and prescription drug insurance premiums for Medicare beneficiaries.
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174 Center Street | Winona, MN 55987
O: 507-452-3366 | TF: 800-657-4448
975 34th Avenue, Northwest Suite 302 | Rochester, MN 55901
O: 507-424-4400 | TF: 800-657-4448