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View Selecting a Medical Provider Who Works for Your Business        

Rising medical costs affects everyone and medical treatment is about 85% of overall work comp costs. Even if employers cannot direct medical care on a work comp claim, a solid partnership with the right occupational doctor or clinic can prove invaluable to preventing or reducing workplace losses. This webinar will include: 

  • Traditional vs. Occupational providers
  • Understand the benefits of an employer selected medical provider
  • Learn the criteria for selecting a medical provider that works for your organization
  • Learn how to facilitate communication and relationship 

 


View Employee’s Responsibility to Report Unsafe Practices & Conditions


In past years, unsafe workplaces caused most workplace losses. Today, unsafe practices and behavior cause or contribute to the majority of near misses and losses in the workplace. Two or more near misses precede every loss so most workplace losses are preventable as well. Employees commit or witness unsafe practices and resultant narrow escapes every day but consider this normal behavior rather than a serious safety hazard. They also consider safety to be the sole responsibility of management and safety staff. The question is why and how do employers turn this around? To shed some light on the subject, this webinar will cover the following topics: 
 

  • Explore impact of unsafe behavior and near misses on frequency and severity of losses
  • Answer: Who is ultimately responsible for safeguarding the workplace?
  • Increase  awareness of employee’s role and responsibilities regarding safety
  • Emphasize importance of reporting, tracking, analyzing near misses
  • Suggest ways to encourage and increase employee reporting of all safety hazards 

 


View The Injured Employee’s Rights and Responsibilities


Workers’ Compensation is a benefit mandated by state not federal laws in all 50 states, the District of Columbia, Puerto Rico, and the Virgin Islands. Worker’s Compensation has become increasingly complicated and costly over the years and each state’s system differs slightly in the details. However, the structure and operation of the overall workers’ compensation system is similar. The main differences are the rates paid to injured workers and the procedural rules that govern primary stakeholders (employers, employees, and insurers). Each state also determines the rights and responsibilities of each stakeholder with stiff fines against employers and insurers and reduced benefits to employees for noncompliance. This webinar will increase employer awareness of the general rights and responsibilities of the injured worker by: 
 

  • Emphasizing the importance of educating employees in your pre/post injury policies, processes, procedures
  • Outlining the general rights and responsibilities of the employee under work comp
  • Emphasizing the need for consistent and effective pre/post injury processes and procedures
  • Suggesting ways for employers to avoid bad faith penalties 

 


View The Benefits of Prompt Injury Reporting


Workers’ Compensation was designed to protect America’s workforce and employers. Perhaps at no time is this more important than immediately following a workplace injury. The first 24 hours following an injury sets the pace, tone, direction and progression of the claim and impacts end results. Developing and implementing consistent internal practices, policies, and procedures before an injury occurs and training your employees in those processes saves time and money after an injury occurs. Prompt reporting also decreases the risk of fraud, litigation, fines, or penalties. Late reporting increases claim costs, destroys credibility, affects claim resolution, and irreparable damages employer – employee relationships – sometimes beyond repair. This webinar will cover:
 

  • Advantages of prompt reporting
  • Indirect and Uninsured costs of late reporting
  • Supervisor’s role and impact on work comp claims
  • Suggestions for encouraging prompt reporting 

 


View Pre-Employment Compliance


Since the financial crisis in 2008, governmental regulatory functions are becoming more active in determining and setting policies for business and industry across the board.  The sheer volume and complexity of these rules is daunting.  According to a recent global risk management survey, regulatory risk was second only to weak economy as the top 10 things that keep business leaders awake at night. 
Due to the complexity and amount of HR-related compliance considerations, this webinar will focus on pre-employment compliance.  We will explore what regulations impact your organization at the pre-employment stage and how investing in appropriate resources and implementing effective processes can address these HR-related compliance considerations.   



View
Accident Investigation Process for Supervisors 

Work comp claims, unlike fine wines, do not improve with age. You snooze – you lose in work comp due to strict time limits and severe fines. Employers only have one chance to report the claim, document the facts, assess liability, and prepare for future litigation – immediately following the occurrence. Otherwise, facts are distorted, memories fade, witnesses recant, and stakeholders disappear making it impossible to justify or refute a claim that escalates weeks, months, or years later. Immediate and thorough investigations can make all the difference. To that end, this webinar will discuss:
  • Importance of pre loss policies, processes and procedures
  • Investigating incidents, near misses, and losses
  • Interviewing and documenting witnesses
  • 6 key questions to answer in accident investigations

 


View Health Care Reform: Large Employer Determination Play or Pay

Health care reform provides a number of mandates created to increase the number of people insured. One provision requires an applicable large employer to offer minimum essential coverage to all full-time employees and their dependents or pay a penalty.

Beginning in 2015, employers with an average of 100 full-time employees (including full-time equivalent employees) or more will be subject to Employer Shared Responsibility - the Play or Pay provisions under health care reform. Transition relief is available for employers with 50 to 99 employees (including full-time equivalent employees) until 2016.

In this webinar, we will explain how you can determine whether you are considered a large employer and the actions you must take to be compliant with health care reform.

 


View Employee Leave Integration


The integration between Workers' Compensation, FMLA, ADA, and COBRA is perplexing.  The rights extended under each of these, as well as those of the employer and associated benefit plans must be analyzed carefully as to not interfere with the rights of your employees as required by the applicable law - while also balancing the rights of, and minimizing the risk to you, the employers.

In this webinar, we will look into each of these leaves individually and then how they integrate with each other. 

 

​​View Effective Communication Techniques With Your Claims Adjuster

 

Workers’ Compensation Adjusters have thankless, demanding, multi-faceted, and highly technical jobs. On average, they manage 250-370 cases covering 3-9 states and must comply with mandatory state and insurer requirements within preset timelines. Seasoned adjusters manage claims cradle to grave working with various professionals to mitigate exposure on open claims. Time is a precious commodity - impatience a commozn trait. It’s difficult for someone outside work comp to understand adjusters or gain and retain their attention. This webinar will discuss ways to improve employer – adjuster communication by covering:   

  • Crucial role of adjuster in managing claims and costs
  • What to expect from adjusters and claims professionals
  • Key components of injury management
  • Working with your claims adjuster​​​​​​

 


View Health Care Reform: Where Are We Now?

The Affordable Care Act (ACA) puts in place comprehensive health care reforms that roll out over several years. Many of these changes are already here, some have been delayed, and some are yet to come.

In this webinar, we will cut through all of the rhetoric and update you on issues that may have an impact on your business. Learn more about how best to work with the latest health care reform mandates.

 


View Benefits of Return-to-Work Programs for Employers and Employees

 Not all illnesses or injuries require medical “off work” status; especially when the condition or injury is relatively minor. Unfortunately, employees remain off for reasons unrelated to the medical issue. Consistent disability practices, supportive supervisor attitudes, and effective SAW and TAD options improve disability management outcomes. This webinar will discuss the importance of returning employees to work as soon as medically possible. Topics include the following: creating and implementing effective return-to-work processes, steps and processes of an effective return-to-work program, benefits of returning employees to work, and indirect and uninsured costs of lost time.

 


View Top 10 COBRA Mistakes and How to Avoid Them

The Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA) requires that employers provide qualified employees and beneficiaries who lose group health coverage with an opportunity to continue group health insurance coverage for a limited period of time.  Compliance with the complex rules can be difficult and mistakes can be costly.  Join us to learn about the Top 10 COBRA mistakes and get practical information and tips for maintaining compliance and avoiding penalties and fines.



View All About Health Savings Accounts (HSAs)

In addition to the tax benefits they may provide, Health Savings Accounts (HSAs) have grown in popularity in recent years as they offer potential health care cost savings to both employers and employees. Join us to learn all about health savings accounts and why they are a growing trend in healthcare.



View Calculating the True Cost of an Injury

The financial impact of work comp is a silent and deadly predator that destroys businesses from the inside out. Yet it's rarely seen as a crisis or given the same urgent attention as any other threat to a company's bottom line. Sadly it only takes one BIG work comp claim to destroy a business. Join us to learn about the hidden costs of workplace injuries and how employers and employees contribute to these costs.


View Injury Management Program: An Overview for Supervisors & Managers

An Injury Management Program (IMP) is an effective and efficient strategy that manages injuries, avoids costly pitfalls and reduces the hidden costs of work comp. It is also essential to building employee trust and confidence in their employer that enhances management credibility through visible and positive action. Join us to learn about some of the components and benefits of a proactive IMP and how it impacts your business.


View Health Care Reform - Is 2016 Your Year to Play or Pay?

Most applicable employers with 50 to 99 employees were granted a delay in the employer shared responsibility (play or pay) mandate until 2016.  With the new year soon approaching, all applicable large employers need to be prepared to "play" - that is offer affordable minimum essential coverage to their employees (and dependents), or "pay" - face a potential penalty.  Join us to learn more about the applicable large employer requirements and how you must be prepared to meet the play or pay mandates.


View The Supervisor's Role in Disability Management

Supervisor-employee relationships determine the success of a business to a great extent.  When employees are ill or injured, they turn to supervisors for empathy, care, concern, and support.  It's a critical time that influences outcomes.  Yet, many supervisors either lack training in this area or feel it's HR's job.  Either is a recipe for disaster.  Join us to learn about the #1 cost driver of problematic work comp issues and how it results in legal consequences.


 

 

 

 

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